Social Security Advice in Spain
Retirement, disability, survivor pensions, unemployment and INSS claims
ExtraMixSR helps you claim the Social Security benefit you are entitled to, and appeal if it is refused: retirement, temporary or permanent disability, survivor pensions or unemployment. We review your contribution record, prepare the application and the prior claim and, if it has to go to court, coordinate the case with collaborating registered employment lawyers. We also help foreign workers add up contributions made in other countries.
What Does It Include?
- Review of your contribution record (vida laboral) and contribution bases.
- Retirement, widow's and orphan's pension applications.
- Temporary and permanent disability: application, review and appeal.
- Unemployment benefits and allowances.
- Prior claims to the INSS and lawsuits with collaborating registered lawyers.
What Are the Benefits?
- ● Free first consultation and a clear quote before we start, with the option to pay in instalments.
- ● We check your contribution record so no periods are missed, including abroad.
- ● Collaborating registered lawyers for trials, appeals and anything that legally requires a lawyer.
- ● Plain-language answers about what you will receive and when.
- ● Available Monday to Saturday, 8am to 8pm, by WhatsApp, in person in Madrid or online.
What we help with
- Retirement: Your retirement age and amount, early retirement and contributions made abroad.
- Disability: Sick leave and partial, total or absolute permanent disability.
- Survivor pensions: Requirements, documents and applications after a family member dies.
- Unemployment: Contributory benefit, allowances and lump-sum payments to start a business.
- Admin: Social Security number, registrations and correcting contribution errors.
Key facts
- Retirement age in 2026: 66 years and 10 months in general, or 65 if you have contributed for at least 38 years and 3 months.
- Unemployment benefit: Requires at least 360 days of contributions in the last six years.
- Prior claim: Before suing the INSS you must file a prior claim, generally within 30 days of the decision.
- Contributions abroad: Periods contributed in the EU and in countries with a Social Security agreement with Spain can count towards your pension.
How we work
- Free first consultation: Tell us about your case by WhatsApp, phone, in person in Madrid or online.
- Assessment and quote: We review your contribution record, medical reports or INSS decision and tell you what you can claim.
- Handling your case: We prepare the paperwork and keep you updated at every step.
- Through to the end: If the matter goes to court or needs a lawyer's signature, a collaborating registered lawyer takes it on, coordinated by us.
Official sources
General information reviewed in November 2026. It does not replace advice on your specific case.
Frequently Asked Questions
At what age can I retire in Spain in 2026?
In general at 66 years and 10 months, or at 65 if you have contributed for at least 38 years and 3 months. Early retirement may be possible depending on your case.
Do contributions from my home country count?
If you contributed in an EU country or a country with a Social Security agreement with Spain, those periods can be added. We help you request the certificate and process it.
My permanent disability claim was refused. What now?
You can file a prior claim with the INSS, usually within 30 days of the decision, and then sue in the social court. We review your medical reports to assess the claim.
How many days of contributions do I need for unemployment benefit?
At least 360 days in the last six years for the contributory benefit. If you don't reach that, you may qualify for an allowance.